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Home loans
What is a home loan (mortgage)?
How do I apply for a home loan (mortgage)?
How much can I borrow for a home loan (mortgage)?
How do home loan interest repayments work?
What is home loan ‘pre-approval’?
First Home Loans
Am I eligible for a First Home Loan?
How much of a deposit will I need to buy a home with a First Home Loan?
Can I use my KiwiSaver to help purchase a home with a First Home Loan?
Is a First Home Loan the same thing as a First Home Grant?
What is Lender’s Mortgage Insurance (LMI)?
Reverse Mortgages
Personal Loans
How do I apply for a loan?
What information do I need to apply for a loan?
How will I receive my loan?
Can I get a loan if I'm self-employed?
Can I get a loan with bad credit?
Does it matter where I live?
What are the current lending rates and fees?
How long does it take to get a loan?
Can I make extra payments or pay my loan off early?
Am I eligible for a personal loan?
What should I consider when comparing loan providers?
What should I know before applying for a loan?
Debt consolidation
What is Debt Consolidation and how does it work?
What are the benefits of debt consolidation?
What debts can I consolidate?
What does debt consolidation do to my credit score?
Car & vehicle loans
Can I sell a car I have financed?
How does car finance work?
I have a bad credit score, can I still apply for a car loan?
How much vehicle finance do I qualify for?
How is car finance calculated?
What is the current car loan interest rate?
Where can I get car finance?
Why can't I get car finance?
Travel loans
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Term deposits
What are the current term deposit rates?
What is a term deposit & how does it work?
Are term deposits worth it?
Is a Term Deposit and a Fixed Deposit the same thing?
KiwiSaver
KiwiSaver 101
First home buyers
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Why choose the Booster KiwiSaver scheme?
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What savings account is best for me?
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Everything you need to know about Compound Interest
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Track your spending
Health and money
Kids and money
5 tips for decorating on a budget
Building inspections - what you need to know
Switch on to saving with LED
Simple ways to save a fortune
9 tips for avoiding a lemon when financing a used vehicle
Christmas money saving idea
5 ways to add property value with a home renovation loan
Struggling to get finance because of a bad credit score? Start improving it from today with these 4 helpful tips.
7 ways Kiwis can live debt free in 2022 (updated!)
Bank or credit union? 7 considerations for your personal loan
Want to travel? 3 great holiday destinations & ways to save
5 top tips for reducing credit card debt, fast!
5 ways consolidating debt can help with your dream wedding
Term deposits vs savings accounts. Which is best?
Car loan guide: 3 go-to tips for financing your next vehicle
Personal loans vs credit cards - 3 things you should consider
10 *top* tips for consolidating your loans & debts in 2021
Personal Loans: 3 top tips for getting a low interest rate
Guarantor on a personal loan? 5 risks you need to know about
Saving for retirement? Try these 4 great investment tips
5 mistakes to avoid when taking out a personal loan
5 manageable & effective savings strategies for retirement
5 blunders to avoid when paying off your debt
Applying for a personal loan? Here are 9 questions you need to ask
The ultimate 10-point checklist for financing your next vehicle
Emergency expenses? 5 tips for tackling a financial emergency
3 investment ideas for securing your financial future, today
3 #NewYearNewYou financial resolutions you *can* keep this year
3 ways to get the kids back to school & avoid the budget blues
3 ways to ease the stress of student loans once & for all
Tips on better budgeting
9 fast & free money saving ideas. #6 makes a lot of...cents
9 great side hustles that'll make you more money this month
10 little known tips for saving money each month
Save money? Or pay off debt? Everything you need to know
How to retire debt free with (financial) peace of mind
What to expect when you can't pay your debts
8 great ways to eat healthy while saving money on your grocery bill
How to live Credit Card free in 2021
3 steps to fast track your way to financial freedom
The 9 worst bits of savings advice we've *ever* heard
Don't forget these miscellaneous budget expenses *everyone* overlooks
33 simple hacks for saving money on groceries
Feel the joy: Great ideas for saving money this Christmas
Debt Snowball Method: 6 simple steps to defeating your debts
Term Deposits 101: Everything you need to know
11 unnecessary expenses every Kiwi can cut from their budget
Couponing for Kiwis: How to save money with coupons
COVID-19 & You: What to do during times of financial uncertainty
Savings habits should be your new normal
Will you continue to think before you spend?
Tips on how to grow your savings
What happens if I don’t pay my loan?
Unsecured or secured personal loans - what’s the difference?
Tackling debt one step at a time
Buy Now, Pay Later: What Kiwis Need To Know Before They Spend
Unity reduced Simon's repayments by $1,969 per month!
Applying For Your First Home Loan? Here's What You Need To Know.
How Much Deposit Do You Need To Buy A House In NZ?
Our Guide To Buying Your First Home In New Zealand
Prepare Your Home Loan For A Recession
How To Financially Prepare Yourself For A Recession
What Is A Recession & What Does It Mean For You?
What Support Is Available For First Home Buyers In New Zealand?
6 Steps To Improve Your Credit Score In NZ
The importance of saving 3 months of living expenses
Prepare For Home Ownership By Getting Your Finances In Order
Latest news
NZCU Baywide finalist in IBM Kenexa Best Workplaces Awards 2015
Our members saved over $2.3 million for Christmas
2016: Your best year ever!
New year - new goals
Were Credit Unions the first P2P lenders?
Fisher Funds wins KiwiSaver award
Consolidating your Debts: Rolling it all together
Prepare your financial survival kit
NZCU Baywide announces record annual result and major technology investment
Cash windfall for lucky NZCU Baywide customer
$2.4 million saved for Christmas
NZCU Baywide rated as New Zealand's "outstanding value" personal lender
Christmas comes early for one lucky customer
CANSTAR awards five star rating to NZCU Baywide three years in a row
Mobile App Update
Asset milestone of $300m for NZCU Baywide
Using Eftpos and ATMs
Two Canstar awards for personal loans
And our 2017 winner is...
Take note....
Winter blues blown away with big win
Important changes to your statements
Insurance update
WINNERS: NZCU Baywide
WINNERS: 5 star personal loans
WINNERS: NZCU Baywide
Credit unions unite to redefine sector's future
Credit union members vote ‘yes’ to redefine sector’s future
Important date to remember
NZCU Baywide acquires Co-op Money NZ
Download the Unity mobile banking app
5 stars for Baywide Online Saver
Credit Union Baywide announces review of branch network
Your New Board Chair
Important Member Update
Canstar awards us 5-stars for 5 years in a row
TXT Banking - no longer available from 1 Feb
Coming together as one
Coming together as one
Coming soon - we’re changing to Unity!
November 15th is a big day for us all
Welcome to the Unity community!
MoreFM and Unity High Five Award
Unity's 'Debank Yourself' campaign
High five award
Unity unites in support for Tonga
Unity responds to BIN attack
Welcome, Kevin Hughes - our new Chief Executive
Support for Unity members impacted by Cyclone Gabrielle
Unity unites in support of flood affected regions
ACU Mobile banking app deactivation
Central Mobile banking app deactivation
South Mobile banking app deactivation
Think before you spend
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