Secure your financial future
At Unity, we understand financial flexibility is essential when pursuing your dreams and managing life's unexpected expenses. That's why we offer personal loans - designed to help you achieve your goals, while being financially responsible.
To ensure the best possible lending experience with us, we have a couple of important requirements. Click here to find out more.
|Membership||Loan value||Loan value|
|New members||Up to $40,000||Not applicable|
|Existing members||Up to $40,000||Up to $40,000|
Could you be conditionally approved?
Find out if you could be eligible for a personal loan in just a few minutes.
Personal finance rates
Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of an individual's financial information we will assign a risk grade and the corresponding interest rate could apply. Check out our helpful finance guides for more information.
|Grade||Interest rate p.a.^||Interest rate p.a.^|
^Note: These interest rates are indicative only and may be subject to change without notice.
As published on interest.co.nz as at 30 August 2023.