Limited-time offers!
$3,000 cash contribution - By applying with Unity, you may qualify for a $3,000 cash contribution when you take out a new home loan of $250,000 or more. View Terms and Conditions.
Pay no approval fee - If you apply for a Unity Home Loan and get approved before 31 March 2024, we'll waive the $350 approval fee!
Buy, renovate or refinance
Whether you’re looking to buy your first home, renovate your existing home or refinance and save, we’re here to help. Our home loans help kiwis get a foot in the door. Interest rates? Deposits? KiwiSaver? We'll work with you through the hurdles.
For more information about how we could help you achieve your property goals, contact us, apply online or speak with our friendly team on 0800 229 943.
Interest rates
Floating 8.64% p.a. |
Fixed 6 mth 7.35% p.a. |
Fixed 12 mth 6.99% p.a. |
Fixed 18 mth 7.15% p.a. |
Fixed 24 mth 6.99% p.a. |
Fixed interest rates from 6.99% to 7.35% p.a. Floating interest rate of 8.64% p.a. An additional margin of between 0 – 4% p.a. may apply depending on your personal circumstances. T&Cs apply. A $350 approval fee and other fees apply. View our interest rates and fees.
Ready to apply?
If you're ready to complete your home loan application, then let's get started.
- Simply download our full pdf application form below.
- Complete with your details.
- Email to homeloans@unitymoney.co.nz to apply. Easy.