Our governance team

Our governance team

Talk to Gavin, our CEO

Our team are proud to work for a credit union, owned by its members. As an owner, you have input into the things that are important to you and the services we provide. That’s why we encourage you to contact Gavin, our CEO, with any thoughts and questions.

“My team are committed to serving you, our member-owners and helping you with all your financial needs. If you have a question for me regarding the operation of the credit union, I would love to hear from you, just click on the link to send me a private email.”

Gavin Earle Chief Executive

BBS (Mgmt), Dip. Bus (Mgmt), NZCIM, F Fin


Gavin has been with Unity (formerly Credit Union Baywide) since 1988 and Chief Executive since 2006.

Gavin leads the management team and is accountable for delivering on Unity's philosophy, mission, strategy, goals and objectives.

Gavin enjoys meeting and talking with all our member-owners. He believes it is important to stay in touch because that’s what keeps Unity vibrant and growing.



Board of Directors

The Board of Directors are committed to the credit union ethos of people helping people.

“We’re committed to the credit union ethos of people helping people.”

Louise Edwards Board Chair


Board of Director Profiles

B Com (Accountancy), FCA

As well as Chair of our board, Louise also holds the following positions on the committees of the board:

  • Chair of Governance Committee
  • Ex officio member of the Audit and Risk Committee

Louise is an experienced professional director and Chartered Accountant (CA) with over 25 years senior management experience across a number of industries in New Zealand and overseas.  In particular, she has held senior executive positions within the NZ financial services industry and is an experienced leader with a wealth of financial management acumen. 

Her current board appointments include being a director of the National Provident Fund, Superannuation Investments Ltd and Mutual Funds Limited.  She was previously on the boards of Credit Union South and the Canterbury Development Corporation (now ChristchurchNZ).  Her previous executive roles include Chief Executive of Rata Foundation, Chief Executive of Perpetual Trust and Chief Operating Officer for Assure NZ (subsidiary of AXA).  

In conjunction with her busy work life, she has always maintained strong community sector links which includes her work with the JR McKenzie Trust, Marlborough Kaikoura Trail Trust, Christchurch Symphony Orchestra, University of Canterbury Foundation, Good Shepherd NZ, Alzheimers Society and Victim Support.

Louise’s family has been involved with credit unions over many years and she has a strong interest and passion for the credit union ethos of “people helping people”.

B Business Studies (Accountancy and Finance), CA, CPP

An elected director, Alan holds the following position on the committees of the board:

  • Member of the Audit and Risk Committee

Alan has been a Director with Unity (and previously CU Baywide) for 17 years including periods as Vice Chair and on the Nominating, Governance and Audit and Risk Committees.

Alan has over 40 years’ experience as a Chartered Accountant in public practice helping many clients achieve their business and financial goals. Knowledge gained from this experience means he is well placed to understand the banking sector together with member needs.  

Alan grew up with credit unions with his father working for the Hawke’s Bay Electric Power Board whose credit union he joined at a young age. A people’s person, Alan is passionate about the credit union values and strives to deliver on the credit union mission of “helping everyday Kiwis achieve a better tomorrow”.


As an elected director and Vice Chair of our board, Alan also holds the following positions on the committees of the board:

  • Member of the Directors’ Nominating Committee
  • Member of the Audit and Risk Committee

Alan is a Chartered Accountant (CA), experienced senior executive, business development manager and company director.  He has extensive experience across a broad spectrum of management and leadership roles.  He has successfully engaged in business development, sales and management positions in New Zealand, Asia and Australia. 

His current board appointments include Chair of the Banzpay board, directorships with Ahukata Orchard Limited, Maru Ora Limited, Arrow Trustee (Overdevest Limited), BK Trustees Limited and Raukokore River Water Limited.

Alan is an experienced director and has been involved with credit unions over a number of years.  He fosters an environment of teamwork and works cross-functionally to ensure consistent standards and quality outcomes. 

In his spare time, Alan enjoys travelling with his wife, the outdoors and multi-sports especially competing in the Coast to Coast race with his sons.  

Dip TA (ATAA), ACLA, Cert PBN (Cornell)

An elected director, Graham holds the following position on the committees of the board:

  • Chair of the Directors’ Nominating Committee

Graham has served in credit union governance roles since 1977 including chairing the board of the (then) NZ Association of Credit Unions and its subsidiary, Pioneer Insurance Co Ltd.

As a founding director, shareholder and Chartered Loss Adjuster, Graham was involved in establishing loss adjusting company, Crawford New Zealand (since renamed). He retired from the business and loss adjusting, in 2016.  Concurrent with loss adjusting, Graham built a substantial portfolio of financial assets. He has qualified as a Technical Analyst and meets the criteria for “Wholesale Investor” as defined by the Financial Markets Conduct Act 2013. Graham manages his Family Office and closely held investment companies.

In 2017 he was appointed a director of angel investor Launch Taranaki Ltd, through which Graham is a member of the Angel Association of NZ.  Other commercial activities include a 49% interest (and directorship) in Hakon Australia, a supplier of performance suspension parts. Hakon is planning growth in Australia and in New Zealand in 2022. The business has a retail workshop, distribution networks, and strong online sales.

Graham is a survivor of metastatic prostate cancer. He spends time helping others through volunteer roles with the Cancer Society, the Prostate Cancer Foundation of NZ and Look Good Feel Better. He has a tertiary qualification in Plant Based Nutrition.

Graham is committed to his long held philosophy of “people helping people”.

B Com, CA, MBA (Dist), CFInstD

An elected director, Janice holds the following positions on the committees of the board:

  • Chair of the Audit and Risk Committee
  • Member of the Governance Committee

Janice is a Chartered Fellow of the Institute of Directors, with over 20 years governance experience.  She has extensive executive experience across a variety of industries, including banking and finance, both in New Zealand and overseas. 

Her current board appointments include Chair of the Civil Aviation Authority and Aviation Security Service, director of the National Institute of Water and Atmospheric Research, Mainpower NZ Limited, Mt Cass Windfarm, Ministerial Appointee to the Lincoln University Council, and independent member of the Timaru District Council Audit and Risk Committee.  She was previously Chair of Credit Union South and the Hurunui Tourism Board, and has served as a director on Maritime New Zealand, Duncan Cotterill Investment Advisors, NZ Family Planning and YHA New Zealand.  Executive experience includes Chief Executive and executive roles with professional service firms, international mortgage banks and building societies.

Janice has a strong interest in community ventures and co-operatively owned organisations – which led to her interest and involvement with the credit union.

BSC (Hons), MBA

An elected director, Te Taru holds the following position on the committees of the board:

  • Member of the Directors’ Nominating Committee

Te Taru is an experienced board director and is currently an elected member of the Bay of Plenty Regional Council and is a member of the Council’s Risk and Assurance Committee and Komītī Maori. He is also a council appointed director on the board of Quayside Holdings Ltd (major shareholder of Port of Tauranga).

Te Taru has held governance roles in the private and public sectors including on the boards of Land Transport and Safety Authority, Lakeland Health and the Met Service. He has been a trustee and chair of numerous Maori Land Trusts and Incorporations within the Te Arawa Confederation of tribes over the past 35 years. He is currently the Deputy Chair of the Te Arawa Federation of Maori Authorities, Chair of Te Tatau o Te Arawa partnership with Rotorua Lakes Council, board member of Maori Trade Taumata and an executive member of Te Arawa Arataua – Te Arawa (primary sector group representing over 30 land trusts and incorporations).

He has a wide range of senior executive experience from scientific and applied research to indigenous socio-economic development nationally and internationally including cultural leadership of Te Papa Tongarewa, and Chief Executive of the NZ Maori, Arts and Crafts Institute, Te Puia.

Te Taru brings diverse experience across a range of sectors and is an accomplished speaker on indigenous socio-economic development issues. He is passionate about empowering communities, believes credit unions were developed “by the people for the people” and while acknowledging the importance of sound financial management, he believes well-being of its community is an intrinsic and important core value.

MBA, PG Dip Bus (Information Systems)

As well as being Unity’s first Board appointed Director, Kevin also holds the following position on the committees of the board:

  • Member of the Directors’ Nominating Committee

Kevin is the founder and principal consultant at Agility Consulting, providing tailored strategic advisory, consulting and coaching services to boards and C-Level executives.  He is a member of the NZ Institute of Directors, has more than 20 years senior management experience across the financial services and utilities sector in New Zealand, and has delivered a number of significant digital transformation initiatives. In particular, he has held senior positions across Customer Service, Business and Technology Operations in the insurance industry and is an experienced leader with a wealth of commercial acumen.

He was previously on the board of the Electricity Retailers Association of New Zealand (ERANZ). His previous executive roles include General Manager Retail and Digital at Mercury NZ and Chief Information Officer at IAG NZ. He was awarded NZ CIO of the Year in 2014.

He is a member of the NZ government’s Energy Hardship Expert Panel which is focused on improving the financial and wellbeing outcomes of the estimated more than 100,000 New Zealanders facing energy poverty.

B Ag Com, Post Graduate Diploma in Banking Fellow, Financial Services Institute Australasia (FINSIA)

Brian has over 30 years of financial services experience, in both the private and public sector. He has held senior executive roles in NZ banks and the Reserve Bank of New Zealand during periods of significant change.  He has led a number of major projects within those organisations including in procurement, organisational transformation and retail strategy development.  As an advisor to the board, he brings commercial banking experience and a well developed knowledge of risk management, risk and compliance frameworks, and quality assurance methodologies to the organisation. 

His governance experience has primarily been with Paymark (2007-2011) in the payments industry, and latterly as chair of a private equity farming partnership.

After spending recent years working in an offshore role, Brian is now focusing on local communities and organisations that help everyday New Zealanders. He has a strong empathy for “people helping people” through teamwork and understands the importance of customer and shareholder advocacy in order to deliver on board aspirations.