Grow your money with a Unity term deposit. Choose your investment period and apply online today.
Grow your money with a Unity term deposit. Choose your investment period and apply online today.
Term deposits aren't just a smart financial choice, but a great way to start your financial journey without the temptation to dip in! Watch your money grow from as little as $1,000 (or $500 for under 18's) today.
Term | Investment rate* |
1 month | 2.50% p.a. |
2 months | 2.50% p.a. |
3 months | 4.15% p.a. |
4 months | 4.25% p.a. |
5 months | 4.80% p.a. |
6 months | 5.05% p.a. |
9 months | 4.90% p.a. |
12 months | 4.65% p.a. |
18 months | 4.45% p.a. |
24 months | 4.25% p.a. |
36 months | 4.25% p.a. |
48 months | 4.15% p.a. |
60 months | 4.15% p.a. |
As published on interest.co.nz as at 29 November 2024.
If you are already a Unity member then you can apply for a term deposit through your internet banking. Don't have internet banking? Then sign up here.
Making an early withdrawalUnity may approve an early withdrawal of funds from a term deposit. If approved, members are only eligible for one withdrawal per investment per term. Early redemptions incur a penalty interest rate which will be the advertised rate at the time the investment was opened, minus 2%. For example: if funds are invested for 12 months at 6.00% p.a., but redeemed early, the interest rate would be 4% (calculated at 6.00% - 2% penalty = 4%). |
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