Doing money, together.

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At Unity, we do money differently.

We’re member-owned so any profit we make goes back to our Unity community. We provide simple, smart money solutions – from savings and home loans, through to everyday banking – to help everyday Kiwis get ahead.

We focus on doing what’s right for our members. When you bank with us, you’re treated like a person, not a number. That’s what it means to be a credit union. 

So join us! You’ll wish you'd done it sooner.

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Find the path to your property goals with Unity

Buying a property is one of the biggest decisions we’ll make in our lifetime. It can be challenging for even the savviest investor, even more so if you’re a first home buyer.

With a Unity Home Loan, you're in safe hands. We'll work with you through the hurdles.

All your banking needs, your way

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First Home Loan from 5% deposit.

A First Home Loan, supported by Kāinga Ora – Homes and Communities, could make owning your first home a reality from as little as 5% deposit.

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$5,000 towards your first home.

Our First Home Buyer Special* lets you fix your rate at 3.95% for 12 months and receive a $5,000 cash contribution to put towards your first home.

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Competitive personal loans.

Our personal loans give you access to secured or unsecured financing, competitive rates, and hassle-free approval tailored to your individual needs.

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Internet Banking

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Helpful finance tips

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Find a Unity branch or ATM

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"Best customer service and loans are affordable, at low interest rates." Kerry-Lee

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