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Doing money, together.

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At Unity, we do money differently. We’re member-owned so any profit we make goes back to our Unity community. We provide simple, smart money solutions – from savings and home loans, through to everyday banking – to help everyday Kiwi’s get ahead.

We’re more interested in making an impact, than just making money. When you bank with us, you’re treated like a person, not a number. Because as a credit union, that’s what we stand for - doing money together, for the good of all of us. 

All Credit Union Baywide brands including NZCU Baywide, NZCU South, NZCU Central and ACU have changed to Unity. This has created one unified community with a common goal - to do great things together. 

So join us – you’ll wish you'd done it sooner. 

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Find the path to your property goals with Unity

Buying a property is one of the biggest decisions we’ll make in our lifetime. It can be challenging for even the savviest investor – even more so if you’re a first home buyer. With a Unity Home Loan, you're in safe hands. We'll work with you through the hurdles.

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All your banking needs, your way

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Support for first home buyers

With a First Home Loan, supported by Kāinga Ora – Homes and Communities, owning your first home could become a reality from as little as 5% deposit.

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Great term deposit rates

We make saving easy with some of the best savings accounts and term deposit investments in New Zealand. Achieve your financial goals and start saving today with Unity.

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Personal loans from 9.90% p.a.

At Unity, we offer competitive rates on both secured and unsecured personal loans. Our quick hassle-free financing options are tailored to your requirements.

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Internet Banking

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Helpful finance tips

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Find a branch or ATM

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"Best customer service and loans are affordable, at low interest rates." Kerry-Lee

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