From 1 December 2021, our lending process will look a little different as we comply with new lending laws. This means the way we assess loans has changed, and we’ll take a few extra steps to make sure a loan is both suitable and affordable for you. You can download information on these changes here.
$2K - $60K
6 months - 7 years
7.90 - 25.90% p.a.
When applying for a loan it's important to consider all of the costs involved. Below is an example of the total costs included over the term of a secured vehicle loan:
Set up over a term of 7 years (366 weeks) at 7.9% p.a. interest = weekly repayments of $72.05.
This example is calculated using a floating [secured] rate of 7.9% p.a. over a 7 year term. Total cost of borrowing over the term of this loan would be $26,387.13 (indicative only). This example is not an offer from Unity. The amount you can borrow, loan term, interest rate and your repayments will vary depending on your personal circumstances.
*Secured floating interest rates from 7.90%p.a. to 24.90% p.a. Unsecured floating interest rates range from 8.90% - 25.90% p.a. T&Cs apply. Once funded, a $200 approval fee and other fees will apply. Click here to view all rates and fees.
Found a great deal on your next vehicle? Get a great rate to go with it at Unity. Whether you are looking to upgrade from your existing car or buy a new one, our team are here to help. At Unity we don’t just focus on how the numbers look on paper, we listen to your story to help you get there.
We know shopping for a new or used vehicle can be stressful. Securing finance doesn't have to be. With our simple, online application process and fast approval, your new vehicle won't be the only thing setting records.
Buying used is the kind of financially savvy thinking we can get behind! But how do you make sure you're not buying a dud? Click through for our tips that'll give you confidence out on the used car lot.
Buying your first car? Or upgrading to something bigger for the whānau? There are some things to consider before signing on the dotted line. Click through to make financing your next car stress-free.
Our interest rates are priced using a risk matrix that takes into consideration a range of factors including an individual's credit score and affordability. Based on the assessment of an individual's financial information provided we will assign a risk grade and the corresponding interest rate could apply.
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^Note: These interest rates are indicative only and may be subject to change without notice.
As published on interest.co.nz as at 12 May 2022.
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