Choose how you bank with Unity.

We offer a wide range of simple and convenient ways to bank.

Choose how you bank with Unity.

We offer a wide range of simple and convenient ways to bank.

Daily limits are in place to protect our members from fraudulent activity.

  •  $2,000 daily ATM withdrawal from any account, or combination of accounts, that can be accessed by your card(s).

Click here for locations, for further information on daily limits please refer to the individual card Terms and Conditions.

Debit Mastercard® works just like an EFTPOS card plus you can use it online, over the phone or overseas just like a credit card.

Features: Benefits:
Mastercard® contactless technology

A simple tap of your Debit card is all it takes to pay at checkout. Make a secure payment for purchases of up to $200 – no need to enter a PIN or sign!

You will also have added protection when shopping online with 3D Secure. Find out more here: Enhanced Online Shopping with 3D Secure

Shop online, over the phone or by mail Use your Debit card to shop wherever EFTPOS or Mastercard® is accepted here and overseas.
Shop around the world An all-in-one card providing freedom to travel and still have access to your cash at ATM machines anywhere in the world.
Have up to two accounts linked Easy and quick access to your money in your everyday accounts.
Secure Card Pinning  Set and change your PIN via Internet banking, no need to visit a branch. Download our 'How to Guide' here.

For lost or stolen cards call our Contact Centre on 0800 229 943. Or, when overseas, please call +64 9 366 1028 (collect).

Apply now                            

The Debit card is subject to the Unity Debit Mastercard Card Conditions of Use available here. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Instant access to your money or balances 24/7.

  • Secure alternative to cash.
  • Instant payment method.
  • Save transaction fees by withdrawing cash when you make a purchase.
  • Withdraw cash through EFTPOS or ATMs in New Zealand.
  • Set and change your PIN via Internet banking, no need to visit a branch. Download our 'How to Guide' here.

For lost or stolen cards call our Contact Centre on 0800 229 943. Or, when overseas, please call +64 6 826 2924 (collect).

The EFTPOS card is subject to the Unity EFTPOS Card Conditions of Use available here.

Everyday banking online, whenever and wherever you like.

  • Save money on fees.
  • Fast. Convenient. Secure.
  • 24/7 access to your funds anytime from anywhere in the world through online banking.
  • View account balances, pay your bills, view, add, update and delete automatic payments instantly.
  • Transfer funds, print statements or download your transactions to manage your budget.
  • Set or change your PIN on your EFTPOS or Debit cards.
  • $10,000 daily transaction limit.
  • Individual transaction limits apply, call 0800 229 943 for more details.

Check out our 'how to guide' to get started with internet banking. For more information on how direct debits work please click here

If you're an existing member of Unity you can click here to register for internet banking.     

Log In                           

Using Internet banking is free, but your standard data costs, transaction and service fees will apply. Use is subject to our Internet Banking Terms and Conditions.

Unity's mobile banking app helps you keep track of your money and make secure payments, anywhere, anytime!

You can download the mobile banking app from the App Store and Google Play links directly below. 

google play badge 002

app store badge

If you haven't registered for internet banking, you can do so below.

Register for internet banking here.

What’s great about our mobile banking app?

  • Access your accounts 24/7 quickly and easily
  • Log in with a 4-digit PIN plus if your device supports it, you have the option to use Touch or Face ID
  • Check your account balances, loan balances and view your transaction history
  • Transfer money between your accounts
  • Share your account details with others
  • Send payment confirmation to your payees
  • View, create and schedule your secure payments, transfers and bills

How to get the mobile banking app:

  1. Register for internet banking through our online application form.
  2. Download the app from Google Play or Apple App Store – it’s free!*
  3. Enter your existing internet banking access number and password.
  4. Either set a new 4-digit PIN for future access or continue to use your existing internet banking access number and password.

Check out our how-to guide to find out more information here.

*Downloading and using mobile banking app is free, but standard mobile data costs, transactions & service fees apply. Use is subject to the Mobile Banking Terms & Conditions available here.

Mobile security:

The mobile banking app uses high-quality industry security encryption to help keep your personal details safe. For added security, the app locks the user out after too many failed log-in attempts. The app will time-out if left running for three minutes with no activity.

If you forget your PIN you can log in again using your internet banking login details, or contact us on 0800 229 943.

Apple, iPhone, iPad and App Store are registered trademarks of Apple Inc. Android and Google Play are registered trademarks of Google Inc. 

Save money (and the planet) with email statements!

With postage and delivery costs increasing, the paper statements fee increased to $3.50 per statement from August 31 2023.

If you're not already receiving email statements, then call us to switch on 0800 229 943 or login to internet banking to view your transaction summary here.