Helping Kiwis be financially empowered

Our purpose is to support the Unity Community in achieving their money goals. Read our blogs below to help you make better financial decisions for your future.

Applying For Your First Home Loan? Here's What You Need To Know.

Applying for your first home loan may seem complicated, but it doesn’t have to be. From deposits to financial assistance, we’re here to help you understand...

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Posted February 2023

Our Guide To Buying Your First Home In New Zealand

Buying your first home is equal parts exciting and challenging. It's a complicated process filled with research, jargon, and plenty of number crunching. Wi...

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Posted January 2023

Term deposits vs savings accounts. Which is best?

Are you struggling to save? If so, then you’re not alone. For many Kiwis, talking about saving money is easy, but actually doing it? That can prove difficu...

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Posted November 2022

How Much Deposit Do You Need To Buy A House In NZ?

If you're looking at buying a house in New Zealand, you'll no doubt have your finger on the pulse. The market has changed, and house prices are on a gradua...

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Posted November 2022

Tackling debt one step at a time

With the cost of living rising (from groceries, fuel, school fees and more) so, too, was Kate and Gabe's debt.  For this couple, credit card, store card an...

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Posted October 2022

Unity reduced Simon's repayments by $1,969 per month!

When Simon was first referred to Unity, it was obvious that his level of debt was starting to weigh on his mind.  Simon was struggling to see a positive ou...

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Posted October 2022

Buy Now, Pay Later: What Kiwis Need To Know Before They Spend

Learn more about the risks of Afterpay, Laybuy, and other Buy Now, Pay Later optionsHave you seen something you just have to buy recently?If so, you may ha...

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Posted September 2022

Struggling to get finance because of a bad credit score? Start improving it from today with these 4 helpful tips.

First things first: what is a credit score? A credit score is a number between 0 and 1,000 that indicates how credit-worthy you are, and how likely you are...

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Posted August 2022

Unsecured or secured personal loans - what’s the difference?

At Unity, we offer both secured and unsecured personal loans. Whether you plan to buy a car, go on holiday, cover medical expenses or remove some daily str...

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Posted August 2022

The articles published on this page are not financial advice and should not be relied upon as such. The opinions published in these articles are not those of Unity Credit Union’s