Get the vehicle you want, sooner.
Need a new set of wheels? Whether it’s your first car or an upgrade for the whole whānau, we’re here to help you get on the road with a car loan that fits your budget. Spread the cost over manageable repayments designed around your needs.
- Borrow from $2,000 up to $40,000 unsecured (or $60,000 secured)
- Competitive rates starting from 9.90% p.a.*
- Quick, 100% online application
- No early repayment or monthly account fees
- Flexible repayment options to suit your pay cycle
- Personalised service from a local, friendly lending team.
No surprises. Just clear terms.
| Loan amounts - secured | $2,000 - $60,000 |
| Loan amounts - unsecured | $2,000 - $40,000 |
| Loan terms | 1 - 7 years |
| Interest type | Floating |
| Early repayment fee | $0 |
| Monthly account fee | $0 |
| Approval fee^ | $200 |
^Charged at disbursement of funds
Why choose Unity?
- We listen. We get to know your situation and help you find the right loan.
- We’re local. You’ll deal with someone here in New Zealand.
- We’re fair. No hidden fees or confusing fine print.
How it works
- Apply online. Quick, simple form, no stress.
- Get approved. We’ll give you the thumbs up (or ask for a bit more info).
- Pick your car. Shop with confidence knowing your budget.
- Hit the road. Repayments are sorted, and you’re ready to roll.
