• Your first Debit Mastercard^® is FREE 
• Use anywhere Mastercard^® is accepted
• Shop online, in-store or overseas
• Use contactless technology to simply tap and pay
• Use funds from your Everyday account including approved overdraft funds^** 
• Download our helpful Unity Debit Mastercard User Guide.

Apply now

Caught short?

Apply for a quick and easy overdraft today.

Sometimes the unexpected happens and it can leave you a bit short. Don’t get caught out - a quick and easy overdraft from Unity could be just the solution. You can apply for an overdraft of up to $2,000^** by simply visiting your local branch or calling 0800 229 943. 

• Quick and easy approval
• Fast access to funds

• Choose from a reducing overdraft with regular repayments, or a fixed overdraft with no minimum payment required              

Enquire now

Unity’s Debit Mastercard® is subject to the Unity Debit Mastercard® Conditions of Use. Mastercard® and the Mastercard® brand mark are registered trademarks of Mastercard® International Incorporated. Service and transaction charges may apply. Mastercard® and the Mastercard® brand mark are registered trademarks of Mastercard® International Incorporated. Service and transaction charges may apply.  

^{**Authorised overdrafts have a floating interest rate of 19.90% p.a. T&Cs apply. On drawdown, a $75 approval fee and a monthly service fee of $5 will apply.  Click here to view our rates and fees.}