Car Insurance

Get cover for your car if you have an accident, or your vehicle is stolen or damaged.

Get a quote

Car Insurance

Get cover for your car if you have an accident, or your vehicle is stolen or damaged.

Get a quote

Is your vehicle covered?

Carminder Comprehensive Vehicle Insurance covers you when:**

  • Your vehicle is involved in an accident, regardless of who is at fault.
  • Your vehicle is stolen, damaged or destroyed by fire.
  • Your windscreen breaks (don't pay any excess!^).
  • You are responsible for accidental damage to someone else's vehicle or property (covers your legal liability and defence costs).

Want a lower premium? Our voluntary excess options let you match your insurance to your budget.

Why choose Carminder?

With Carminder Comprehensive Vehicle Insurance you'll also enjoy the following features and benefits:

  • Windscreen & Glass cover – includes windscreen, windows and sunroof with no excess (doesn’t affect no-claim discount)
  • Keys and locks – up to $300 per policy period with no excess
  • Replacement vehicle cover – automatic temporary cover for up to 7 days when the insured replaces their existing vehicle with a new one
  • Roadside assistance cover – from New Zealand Roadside Assistance 
  • Reasonable costs for road clearing or transport home, rather than a capped amount
  • Choose from a range of policy terms from 12 through to 36 months (market-value only)
  • If the initial term of the policy is over 12 months, the total excess payable will reduce by $100 on each 12-month anniversary of the commencement date
  • Generous accessories cover ($1,500)
  • Accidental death benefit ($5,000)
  • Legal defence costs ($2,500)

Get a quote  

Click here to view our online brochure


**Carminder Motor Vehicle Policies are underwritten by Provident Insurance Corporation Limited. Please refer to the relevant policy documents for full terms, conditions, exclusions and details on the maximum amounts paid.  You can download the Carminder Comprehensive policy here, or contact Provident Insurance on 0800 676 864 for a copy or contact Unity. 

^If your claim is only for accidental loss to windscreens, windows or the sunroof of your vehicle, you will not have to pay an excess, and you will not lose your no-claim discount.

Information on Provident Insurance Corporation Limited’s financial strength rating can be found on their website here.