Start your Christmas saver account today
And say "goodbye" to holiday debt
Posted February 2025
Tags: budget , christmas , savings , holidays
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The holidays are a time filled with friends, whānau, sun, sand, and happy memories.
But for many, the festive season can also be a time of financial stress, leaving a massive wave of holiday debt that won’t retreat until well into the new year (and that’s only if we work hard to reduce it).
This year let's break the holiday debt cycle and give ourselves the gift of a stress-free Christmas. The key is to start saving now.
Our Christmas saver account is designed to help spread the cost of the holidays throughout the year. With consistent, manageable contributions, you can build a comfortable holiday account while enjoying peace-of-mind knowing that financial burden won't overshadow the festivities.
Here's how a Christmas saver account can work for you:
- Start saving early: The sooner you begin, the more relaxed your holiday season can be.
- Set realistic goals: Determine your holiday budget and set achievable monthly savings targets. Our free budgeting tool can help you to understand how much to put away each month.
- Automate your savings: Schedule automatic payments from your main account to your Christmas saver. This eliminates the risk of forgetting to allocate some savings.
- Track your progress: Regularly monitor your progress to stay motivated and adjust as needed.
Benefits of a Christmas saver account:
- No more worrying about how to afford gifts, travel, and holiday expenses.
- Receive a $10 opening deposit if you’re opening a new Christmas saver account.^
- Earn 3.25% p.a. interest to help build your savings faster.*
- Enjoy the holiday season knowing you’ve stuck to your budget and your finances are under control.
Start your Christmas saver account now and experience the happiness a stress-free holiday season can bring you. Visit your local Unity branch or call us today.