From 1 December 2021, our lending process will look a little different as we comply with new lending laws. This means the way we assess loans has changed, and we’ll take a few extra steps to make sure a loan is both suitable and affordable for you. You can download information on these changes here.
Unsecured personal loans from 8.90% p.a.*
No assets? No worries! Get the money you need at a low rate with an unsecured personal loan. 100% online application.
Unsecured personal loans from 8.90% p.a.*
No assets? No worries! Get the money you need at a low rate with an unsecured personal loan. 100% online application.
Unsecured personal loans from
8.90%p.a.*
affordability and credit score criteria apply
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Completely online
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Fast and easy application
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Minimum $2,000
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Maximum $60,000
Personal loan / finance calculator
Interest rate
8.90% p.a
Amount I want to borrow
Weekly repayments
How much could you save by consolidating your debt with our low interest rate?
Enter your current interest rate % p.a
you could save †
†Over the full term of the loan you could save this amount on interest.
This example is calculated on an unsecured loan with full repayment made over a [repayment-years] year period at an interest rate of 8.90% p.a. Total repayments over the term of the loan would be [total-repayments] (indicative only). Weekly repayments are indicative only. Fees in the example above total to [additional-costs].
Normal lending criteria and conditions apply. An approval fee of $200 plus other third-party service charges may apply. This calculation is intended as a guide only and is not an offer of finance from Unity. The minimum personal loan borrowing amount is $2,000 and the maximum personal loan borrowing amount is $60,000. All interest rates and fees quoted are subject to change. View a full list of rates and fees.
What is unsecured finance?
Where a secured loan requires you to secure the loan with a registered motor vehicle, an unsecured loan does not. However, unsecured loans do not qualify for a discounted rate.
An unsecured loan can be used for just about anything. Whether it's a car, home improvements, a wedding, or anything in between.
If you would like to apply for an unsecured loan, simply use our free online loan application form or call 0800 229 943 to speak with our friendly team today.
More info
- We have flexible borrowing terms available from 6 months - 7 years
- The minimum personal loan borrowing amount is $2,000 and the maximum personal loan borrowing amount is $60,000.
- No early repayment fees - you have the option to make lump sum repayments and pay your loan off faster
- The minimum unsecured personal loan interest rate is 8.90% p.a.
- The maximum personal loan interest rate is 25.90% p.a.
- View our interest rates and fees here