Personal Lending with Unity

Personal Lending with Unity

Your financial journey begins here

At Unity, we believe in empowering our community to make informed financial decisions. By securing your Personal Loan and opening a Unity account, you're setting yourself up for a brighter and more secure future. Join us on this journey, and let's achieve financial success together.

1: Securing your Personal loan

Our commitment to lending responsibly means Unity requires your Personal Loan to be secured. This helps safeguard your loan and enables us to offer you a more competitive interest rate and more flexible repayment terms. Security (or “collateral”) could be a vehicle (such as your car, motorbike, boat, or campervan), or another security, like savings. By providing collateral as security, you're creating a win-win situation that helps you access the money you need, for the things you want.

2: Opening an account with us

As part of our purpose to support your financial wellbeing, we require all Personal Loan borrowers to open a transaction or savings account with us. This will serve as a valuable tool to build a strong financial foundation and help you to achieve your long-term goals. It's a place where you can save, earn interest*, and have funds available when you need them most. Check out our great options here.

The benefits of opening a Unity account

  • Financial security: Your new Unity account acts as a personal safety net, providing support when life is unpredictable.
  • Goal achievement: Whether you're saving for a future purchase such as a dream vacation, a comfortable retirement, or simply a wonderful Christmas with your whānau, a Unity account can help you to reach your goals.
  • Interest earnings on Savings accounts: Earn competitive interest, allowing your money to grow over time and work harder for you.
  • Relationship building: An account with Unity strengthens your relationship with us. It enables us to better understand your financial needs and provide personalised support.

Getting started is easy

  1. Apply for a Unity Personal loan and let us know what collateral you wish to use as security.
  2. Open an account with Unity and begin your journey toward financial success.
  3. Enjoy the benefits of responsible borrowing and expert financial advice from our team, backed by Unity's commitment to your financial wellbeing. For financial education resources to help get you on your way, check out our blog series here.

*On Unity Savings accounts

Could you be conditionally approved?

Find out if you could be eligible for a personal loan in just a few minutes.

Find out here