Buy, renovate, or refinance
Whether you're in the market for your first home in New Zealand, planning renovations for your current space, or considering a refinancing opportunity, we're here to support you at every turn.
For more information about how we could help you achieve your property goals with a Unity home loan, apply online, visit your local Unity branch or give our friendly team a call on 0800 229 943.
Featured rates
Special rate^ 4.99% p.a. 12 months fixed |
First Home Buyer Special* 4.29% p.a. 12 months fixed |
Special rate^ 4.99% p.a. 24 months fixed |
*First Home Buyer special available for new lending to First Home Buyers from $250,000. Minimum 20% equity required. Offer also available for First Home Loans, supported by Kāinga Ora - Homes & Communities. This offer is subject to change and could be withdrawn at any time and without notice.
^Special interest rates apply to home loans with a loan-to-value ratio (LVR) of 80% or under. Salary must be direct credited into a Unity transaction account otherwise standard rates apply. Special rates also apply to First Home Loans, supported by Kāinga Ora - Homes & Communities.
$3,000 cash. Minimum.
Ready to invest in your future home? Apply for a new Unity home loan of $250,000 or more and you could receive $3,000 in cash (minimum) to spend on whatever you choose. Cash Contribution terms and conditions apply.