Refer a Friend. Get $200.

Do you know someone who could benefit from a personal loan?

Refer them to Unity and, if their loan gets approved and paid out, you'll receive a $200 Prezzy Virtual Card (Visa).

Even better, we'll waive their $200 approval fee, so they'll save from day one.

What’s in it for you

Refer a friend or family member to apply for a personal loan with Unity.
Ask them to enter the word REFER into the “Promotional Code” field of the application form when applying online.
If their loan is approved and paid out, we’ll email you a $200 Prezzy Virtual Card (Visa).

Entry period: Promotion ends 30 October 2026.
Minimum loan amount $5,000. Excludes top-ups.
Unity's lending criteria and terms apply.
The referrer must be an existing member of Unity Credit Union.
The $200 Prezzy Virtual Card (Visa) and the $200 approval fee waiver will only apply once the loan has been funded.
The referred applicant must enter the word REFER into the “Promotional Code” field of the application form when applying online. They must also provide the full name of the Unity member who referred them, once the application has been approved, so we can link the referral.
The $200 Prezzy Virtual Card (Visa) will be emailed directly to the referrer, to the email address we have on file, within 10 working days of the loan being paid into the referred applicant’s account.
If the $200 Prezzy Virtual Card (Visa) is unavailable, Unity Credit Union reserves the right to substitute it with an alternative reward of the same or similar value.
The $200 Prezzy Virtual Card (Visa) is not transferrable or exchangeable and cannot be exchanged for cash. The referrer must note the expiry date on the Prezzy Card and use it within the timeframe allocated.
Standard Prezzy card terms and conditions apply, see prezzycard.co.nz for details.
Unity staff, directors, and immediate family are not eligible to participate in this promotion.
This promotion is subject to change and may be withdrawn at any time and without notice.