Your Guide to Saving

It can be easy to lose track of your finances and understand some of the jargon other financial institutions like to use. Which is why we've compiled a handy assortment of blogs, tips, tricks and tools, to help you make informed decisions and keep your finances on track.

Helpful saving tips

photo 1632406897798 e5472b4a989e 395x251

Plan your budget with Sorted

Putting your finances down in one place can make a big difference. The Sorted Budget Planner is a free tool that helps you track your spending and feel more in control of your money.

NZCUUNITY ESinclair 9507 395x251

Make saving part of everyday life

Life changes, and so do our finances. Reviewing your spending and building up three months’ living expenses can help you stay prepared for the unexpected.

Ways to think before you spend

Being conscious of what we spend our money on can help us to spend less and save more. To encourage you to think before you spend, we have some questions for you to ask yourself.

Money-saving inspiration

We are often asked the question, how much money should I be saving? There is no perfect answer. Well there probably is. Save as much as you possibly can. Right? Easier said than done. Whatever approach to saving you take and go by, the easiest rule of them all and an easy one to remember is ‘a dollar saved is better than none at all'.

After more helpful tips and tricks? We recommend checking out some of these links below:

Consumer: 30 tips to give you more bang for your buck.
Everydollarcounts: The Everydollarcounts website offers free advice on reducing your living costs.
Sorted: One of New Zealand's top free financial advice websites.
Money Talks: A free service that connects people with financial mentors and services to help them out of financial hardship.

Basics of opening a savings account

Opening a savings account? Our guides will help you through the process.

What is Compound Interest and how does it work?

Compound interest helps your money work harder by earning interest on your interest. Read on to learn how it works and which of our accounts can help boost your savings.

Savings accounts or term deposits - which is best for me?

There are plenty of ways to save, but knowing which option suits your goals makes it easier. Here’s a simple guide to savings accounts and term deposits, and how to choose between them.

When does my savings account earn interest?

You’ve started saving, which is a great first step. But when does interest actually get added to your account? Here’s a simple look at how savings accounts earn interest and when you’ll see it paid.

What savings account is best for me?

At Unity we offer a diverse range of savings accounts so that no matter what you’re saving for, or how much you’re wanting to save, there’s a savings option with the rates, features, and extras to match.

If you’re feeling overwhelmed by choice, keep reading as we examine your options in more detail and help you decide on a savings account that works for you and your finances.

More on 'What savings account is best for me?’

How does a savings account work?

Are you finding it difficult to reach your savings goals, or find that you’re without cash at the times you need it most? A Savings Account could be your ticket to better savings, offering high interest on your savings.

Read on as we go back to basics and take a look at just how a Savings Account works, and how it enables Kiwis just like you to save your money.

More on 'How does a savings account work?'

Your guide to saving.