Home Loan Calculator

Home Loan Calculator

Take the next step today!

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Try our free budgeting tool

If you're not quite financially ready to apply for a home loan, that's okay! Your journey to homeownership could be as simple as creating a budget so you can start saving for your deposit. 

Download our easy to use budget planner 

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Buying your first home

Buying your first home can be both exciting and daunting. By applying with Unity, you may qualify for a First Home Loan, supported by Kāinga Ora – Homes and Communities, from as little as 5% deposit.

Learn more about First Home Loans.

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Buy, renovate or refinance

Whether you’re looking to buy your first home, renovate your existing home or refinance and save, we’re here to help. Our home loans help kiwis get a foot in the door. 

Let's get your home loan sorted.