Interest rate
Amount I want to borrow
Length of Loan
Minimum repayments
Above figures are a guide only and based on the home loan amount not the property value. The example is calculated on a loan term of 25 years. Weekly repayments are indicative only. Fixed interest rates from 4.99% to 5.99% p.a. Floating interest rate of 7.64% p.a. An additional margin of 0.50% - 2.00% p.a. may apply depending on your Loan to Value Ratio (LVR) and property type. T&Cs apply. View our interest rates and fees.
If you're not quite financially ready to apply for a home loan, that's okay! Your journey to homeownership could be as simple as creating a budget so you can start saving for your deposit.
Buying your first home can be both exciting and daunting. By applying with Unity, you may qualify for a First Home Loan, supported by Kāinga Ora – Homes and Communities, from as little as 5% deposit.
Whether you’re looking to buy your first home, renovate your existing home or refinance and save, we’re here to help. Our home loans help kiwis get a foot in the door.