Home renovation loans from 9.90% p.a.*

Ready to renovate your property? Make it happen sooner with a Unity home improvement loan. Apply online in minutes!

Apply now

Home renovation loans from 9.90% p.a.*

Ready to renovate your property? Make it happen sooner with a Unity home improvement loan. Apply online in minutes!

Apply now

Renovate with confidence.

Whether it’s a fresh coat of paint, a kitchen makeover, or extra space for the kids, your renovation doesn’t have to wait. With competitive rates and a simple online application, you can get started with confidence.

How could a home reno loan help?

Kiwis take on renovation projects for all sorts of reasons, from adding value before selling to creating a home that truly fits their lifestyle.

A Unity home improvement loan could be right for you if you want to:

  • Update your kitchen, bathroom, or living spaces
  • Add an extra bedroom or create more room for the family
  • Tackle repairs or upgrades you’ve been putting off
  • Increase the comfort, style, and value of your home
  • Get the work done now and pay it off in a way that suits you

Appy now

secured loans from
9.90% p.a.*

Maximum loan amount $60,000. Affordability and credit score criteria apply.

Apply now

unsecured loans from
12.90% p.a.*

Maximum loan amount $40,000. Affordability and credit score criteria apply.

Apply now
Two friends enjoying lunch at a cafe.

What makes Unity different?

As a credit union, we're owned by our members, not shareholders. That means every decision we make is about helping people, not chasing profits. 

Here’s why Kiwis choose Unity when looking to finance a home renovation:

  • Borrow from $2,000 up to $40,000 unsecured (or $60,000 secured)
  • Competitive rates starting from 9.90% p.a.*
  • Quick, 100% online application
  • Flexible repayment options to suit your budget
  • Personalised service from a local, friendly lending team
Apply now

                

Looking for more info?

Check out the guides below: