Open a Unity account

Let's get started, so you can join the Unity Community for the first time. Use this form to open an account if you have never had one with us.

Already a Unity member? Please request additional accounts through your Internet Banking, log in here. Or give us a call on 0800 229 943.

If one or more applicants are already an existing member of Unity then call us on 0800 229 943 or visit a Unity branch for further assistance

This application is for new members only. You can request additional accounts through your Internet Banking. Log in here

Don't have internet banking yet? You can request it here. Alternatively you can give us a call on 0800 229 943 and one of our team can assist you.

You must be living in New Zealand to open an account with us. Please contact us on 0800 229 943 if you have any questions.

What is the residency status for both account holders?

You must be a NZ citizen or permanent resident to apply. Please contact us on 0800 229 943 if you have any questions.

You must be a NZ citizen or permanent resident to apply. Please contact us on 0800 229 943 if you have any questions.

To open a Freedom or Kids Saver account please call us on 0800 229 943. Find out more below:

Minimum term deposit is $1,000 and maximum term deposit is $1,000,000. Please contact us on 0800 229 943 if you are interested in depositing a greater amount.

A full list of our Term Deposit rates can be seen at the bottom of this page.

We'll contact you 1 month prior to your investment maturity date.

By clicking 'Next' you confirm that you have read and agree to the Unity privacy policy and you may receive marketing messages. The information collected will be stored by Unity, even if you do not complete the rest of the application.

Term Investment Rate
1 month 2.50% p.a.
2 months 2.50% p.a.
3 months 4.20% p.a.
4 months 4.30% p.a.
5 months 4.50% p.a.
6 months 6.00% p.a.
9 months 6.00% p.a.
12 months 6.10% p.a.
18 months 5.80% p.a.
24 months 5.90% p.a.
36 months 5.40% p.a.
48 months 5.40% p.a.
60 months 5.40% p.a.