Choose how you bank with Unity.

On Sunday, 1 September 2024 we will be launching upgraded cards, and improved features for Internet Banking and our new Mobile Banking app. Find out more below.

Choose how you bank with Unity.

On Sunday, 1 September 2024 we will be launching upgraded cards, and improved features for Internet Banking and our new Mobile Banking app. Find out more below.

What you need to know:

  • Remember to activate your new Unity Debit card today by making an EFTPOS transaction with your card inserted and PIN entered. Alternatively enter your PIN at an ATM to view your balance.
  • If your PIN isn’t working, simply change your PIN in our new Mobile Banking app, logging into Internet Banking, or calling us on 0800 229 943.  Your new card now conveniently has your Access Number printed on the back. 
  • Reminder: Your old EFTPOS and Debit card (black on both sides) is no longer working.
  • Your Unity Debit Mastercard® will help you to manage your finances more conveniently by keeping track of spending from your everyday account. Shop online, make contactless payments, or use it overseas. 

Features: 

Benefits: 

Mastercard® contactless technology 

A simple tap of your Debit card is all it takes to pay at checkout. Make a secure payment for purchases of up to $200 – no need to enter a PIN or sign. 

You will also have added protection when shopping online with 3D Secure. Find out more here: Enhanced Online Shopping with 3D Secure 

No monthly card fee 

Enjoy enhanced features with no monthly Debit card management fee.

Digital wallet access 

Access your card through your smartphone digital wallet, for effortless payments on-the-go. 

Shop online 

Use your Debit card to shop wherever Mastercard® is accepted here and overseas. 

Shop around the world 

An all-in-one card providing freedom to travel and still have access to your cash at ATM machines where Mastercard® is accepted anywhere in the world. 

Have up to two accounts linked 

Easy and quick access to your money in your account. 

Enhanced card controls through Internet and Mobile Banking 

  • Turn on/off contactless payments and online shopping  
  • Temporary card blocking  
  • Cancel a lost or stolen card  
  • View your card details 

Check out our helpful Unity Debit Mastercard User Guide here.

For lost or stolen cards call our Contact Centre on 0800 229 943. Or, when overseas, please call +64 6 826 2924 (collect).

Apply now                            

Unity’s Debit Mastercard® is subject to the Unity Debit Mastercard® Conditions of Use. Mastercard® and the Mastercard® brand mark are registered trademarks of Mastercard® International Incorporated. Service and transaction charges may apply. 

How to get the Mobile Banking app:

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  • Enter your existing internet banking access number and password.
  • Either set a new 4-digit PIN for future access or continue to use your existing Internet Banking access number and password.

For more information, check out our Mobile Banking User Guide here.

What's great about our mobile banking app:

    • Access your accounts 24/7 quickly and easily
    • Access to your card through your digital wallet for effortless payments on-the-go 
    • View account balances, pay your bills, transfer funds
    • View, add, update and delete automatic payments instantly
    • Turn on/off contactless payments and online shopping
    • Temporarily block your card, cancel a lost or stolen card, and view your card details 
    • Log in with a 4-digit PIN plus if your device supports it, you have the option to use Touch or Face ID
    • Transfer money between your accounts
    • Share your account details with others
    • Send payment confirmation to your payees
    • View, create and schedule your secure payments, transfers and bills

    *Using Internet Banking and the Mobile Banking app is free, but your standard data costs, transaction and service fees will apply. Use is subject to our Digital Banking Terms and Conditions.

    The Mobile Banking app uses high-quality industry security encryption to help keep your personal details safe. For added security, the app locks the user out after too many failed log-in attempts. The app will time-out if left running for three minutes with no activity.

    If you forget your PIN you can log in again using your Internet Banking login details or contact us on 0800 229 943.

    Apple, iPhone, iPad and App Store are registered trademarks of Apple Inc. Android and Google Play are registered trademarks of Google Inc. 

    Everyday banking online, whenever and wherever you like. 

    Check out our helpful 'User Guide' to get the most out of Internet Banking.     

    • Save money on fees. 
    • Fast. Convenient. Secure. 
    • 24/7 access to your funds.
    • View account balances, pay your bills, view, add, update and delete automatic payments instantly. 
    • Transfer funds, view and print statements or download your transactions to manage your budget. 
    • Set or change your PIN on your Debit card. 
    • $5,000 daily transaction limit. 
    • Individual transaction limits apply, call 0800 229 943 for more details. 

    For more information on how direct debits work please click here.  

    If you're an existing member of Unity, you can click here to register for digital banking.     

    Log In                           

    Using Internet Banking is free, but your standard data costs, transaction and service fees will apply. Use is subject to our Digital Banking Terms and Conditions.

    Save money (and the planet) by accessing statements in Internet Banking!

    From 1 September, you’ll be able to access your statements conveniently through our upgraded Internet Banking platform, making it easier than ever to stay on top of your finances. And, from 1 October, you’ll be able to access your Term Deposit statements and certificates in Internet Banking, too. 

    From 1 September, we will no longer send statements by post. If you’re not already registered for Internet Banking, please contact us on 0800 229 943 or visit your local branch.  

    Daily limits are in place to protect our members from fraudulent activity.

    •  $2,000 daily ATM withdrawal from any account, or combination of accounts, that can be accessed by your card(s).

    Click here for locations, for further information on daily limits please refer to the Debit Mastercard Conditions of Use.