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Unity Credit Union trading as Unity.

*The product issuer is Unity Credit Union, trading as Unity. Terms and conditions and normal lending criteria apply. All variable rates, fees and returns are subject to change without notice. The current Product Disclosure Statement and other disclosure statements are available here or on request from Unity. Unity savings are shares secured by a first ranking security over Unity’s assets. Click here to view our rates and fees. The CANSTAR 5 Star Rating was awarded in December 2022 to Unity Credit Union for Orange Personal Loans and in June 2021 for our Online Saver and Everyday Saver account.

Head office based in Hastings – 100 St Aubyn Street, East Hastings, New Zealand. For enquiries, contact us at enquiries@unitymoney.co.nz

Fixed home loan interest rates from 4.69% to 5.89% p.a. Floating interest rate of 6.89% p.a. An additional margin of 0.50% - 2.00% p.a. may apply depending on your Loan to Value Ratio (LVR) and property type. T&Cs apply. View our interest rates and fees.

Personal loan floating interest rates range from 9.90% - 21.90% p.a. secured or 12.90% - 24.90% p.a. unsecured. Loan term 1 – 7 years. T&Cs apply. On drawdown a $200 application fee will apply. View rates & fees here.

Unity is proud to be a credit union and not a registered bank.